{"id":4,"date":"2026-08-31T09:00:00","date_gmt":"2026-08-31T09:00:00","guid":{"rendered":"http:\/\/blogs.room-vu.com\/mikecaininsurance-com\/2026\/08\/31\/keep-medicare-when-moving-overseas\/"},"modified":"2026-08-31T09:00:00","modified_gmt":"2026-08-31T09:00:00","slug":"keep-medicare-when-moving-overseas","status":"publish","type":"post","link":"https:\/\/www.mikecaininsurance.com\/blog\/2026\/08\/31\/keep-medicare-when-moving-overseas\/","title":{"rendered":"Keep Medicare When Moving Overseas"},"content":{"rendered":"<div class=\"video-zmyer\">\n<div class=\"video-frame-zmyer\">\n        <iframe loading=\"lazy\" width=\"640\" height=\"640\"\n                src=\"https:\/\/www.roomvu.com\/agent\/embed\/michael-cain-1\/keep-medicare-overseas-remotion-videos-ee21\"\n                frameborder=\"0\"\n                allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture\"\n                allowfullscreen><br \/>\n        <\/iframe>\n    <\/div>\n<div class=\"video-description-zmyer\">\n<p>If either spouse will have employer benefits while overseas, Medicare Part B can be delayed until returning to the United States without penalty.<br \/>\nIf neither spouse will be working full time with group health benefits, staying enrolled in Medicare and keeping a supplement can help avoid later underwriting.<br \/>\nDropping Part B overseas can trigger lifetime penalties upon return, reaching back to age 65 or when Part A coverage began originally.<br \/>\nSomeone returning at age 75, after Parts A and B began at 65, could face a 100% monthly Part B penalty for life.<br \/>\nDon&#039;t disenroll; if supplement and Part D are canceled, reapplying may mean underwriting, added Part D penalties, or Medicare Advantage if supplement is unavailable.<\/p>\n<\/p><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>If either spouse will have employer benefits while overseas, Medicare Part B can be delayed until returning to the United States without penalty. If neither spouse will be working full time with group health benefits, staying enrolled in Medicare and keeping a supplement can help avoid later underwriting. Dropping Part B overseas can trigger lifetime [&hellip;]<\/p>\n","protected":false},"author":270,"featured_media":32,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-4","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-latest-posts"],"_links":{"self":[{"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/4","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/users\/270"}],"replies":[{"embeddable":true,"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=4"}],"version-history":[{"count":0,"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/posts\/4\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/media\/32"}],"wp:attachment":[{"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=4"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=4"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.mikecaininsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=4"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}